steady.nz

Every account. One number.

Your investments, KiwiSaver and cash — finally in one view.

You've done the platform research. Steady is where it all comes together — Sharesies, InvestNow, Kernel, KiwiSaver and your bank, tracked automatically with your true net worth on one screen.

Why a waitlist? We're in a limited soft-launch while our open-banking accreditation is finalised, inviting people in waves — most of the list gets access within a few weeks. Joining now locks in founding-member pricing.

Free at launch. Plus $6.50/month for the first 3 months, then $13. Family $20/month for up to 4.

By joining you agree to receive launch updates and tips from Steady. You can unsubscribe any time. See our Privacy Policy.

Read-only bank connections via Akahu (FMA-regulated). Steady never touches your money.

Inside the app

What the optimizer actually sees in Steady.

  1. 1

    Every account on one screen

    Sharesies, InvestNow, Kernel, your KiwiSaver and your everyday bank — connected once, updated automatically. Your real net worth, not the number you last calculated in a spreadsheet three months ago.

  2. 2

    "Your fees this year: $412"

    Steady turns percentage fees into actual dollars across everything you hold — so you can see whether that 0.25% difference between platforms is worth caring about (spoiler: over 30 years, it is).

  3. 3

    The forecast to your number

    Tell Steady your target — first home, $100k invested, early retirement. It projects your current contributions forward and shows the month you get there, updating as markets and your saving move.

You've optimised the platforms. Steady optimises the picture — everything you own, one screen, zero spreadsheet maintenance.