First paycheque — set up right
Your first paycheque, set up properly.
The free 5-step setup guide + early access to Steady. Build good habits in week one — no spreadsheets, no shame.
- The 5-step first-paycheque system (one weekend, sets you up for life)
- Build a $1,000 emergency fund in 6–8 weeks without feeling it
- Steady tracks your spending automatically — finally know where it goes
- Hit the "saved by 30" age ladder without thinking about it
Free to start. Real Kiwi numbers. Built for 21–26 year olds.
Inside the app
Your first month with Steady, in plain English.
- 1
Connect your bank in 2 minutes
Tap your bank, log in once, done. Steady pulls in everything — your paycheque, your rent, your Friday-night kebabs. No spreadsheets, no manual entry, ever.
- 2
"Safe to spend: $187 this week"
Steady works out what's actually yours after rent, bills, and savings come out — and tells you what's left to spend without breaking anything. So you can say yes to the brunch without doing maths in your head.
- 3
An emergency fund that builds itself
Tell Steady you want $1,000 saved in 6 weeks. It moves $40 from each pay automatically into a separate pot. You don't see it, you don't miss it, and 6 weeks later you've got a real safety net.
The Kiwis who hit the "saved by 30" milestone aren't disciplined — they just set up the system early. This is that system.