Steady for BNZ — the NZ budgeting app for BNZ customers
BNZ (Bank of New Zealand) customers can connect their accounts to Steady securely via Akahu. Every transaction syncs automatically, so you never have to enter spending manually.
Read-only access
Steady can never move money. Akahu gives us a read-only connection you can revoke anytime.
Bank-grade security
Your BNZ password never leaves BNZ. Akahu is regulated in NZ and backed by Westpac NZ.
Two-minute setup
Log in with BNZ, grant access, and your transactions start syncing automatically.
How Steady connects to BNZ
Steady connects to your BNZ accounts through Akahu, New Zealand's open banking platform. Your BNZ password stays with BNZ — the connection is OAuth-based, read-only, and revocable at any time.
- 1Sign up for Steady — takes under a minute.
- 2Choose BNZ from the list of supported NZ banks.
- 3Log in on BNZ's own secure site via Akahu and grant read-only access.
- 4Your BNZ transactions start syncing — usually within minutes.
Which BNZ accounts does Steady support?
- BNZ YouMoney accounts
- Rapid Save and Easy
- BNZ credit cards
- BNZ home loans and personal loans
- Joint accounts
- Business accounts (via Akahu)
What you can do with Steady + BNZ
- Every BNZ transaction auto-categorised
- See your Safe to Spend across all BNZ YouMoney accounts
- Track BNZ credit cards and loans alongside spending
- Forecast upcoming BNZ direct debits
Frequently asked questions
Is it safe to connect my BNZ account to Steady?
Yes. Steady never sees or stores your BNZ password. Connection happens through Akahu — a regulated NZ open banking platform — using bank-grade OAuth.
Which BNZ accounts will sync?
All visible BNZ accounts — everyday, savings, credit cards, and loans. You choose which ones Steady uses for balance and Safe to Spend.
Does Steady replace the BNZ app?
No — they complement each other. Use the BNZ app for transfers and payments; use Steady for automatic tracking, AI insights, goals, and forecasting.
How do I disconnect BNZ from Steady?
From Settings inside Steady, or directly through Akahu. BNZ will immediately revoke Steady's access.
Bank with a different NZ bank?
Free to try. No credit card needed.