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Start free, upgrade when you're ready. No hidden fees, no surprises. Cancel anytime.
The complete Steady experience with full features
Save $16.879999999999995/year (18% off)
$6.58/month billed annually
For power users, couples, and families
Save $26.879999999999995/year (17% off)
$10.75/month billed annually
| Feature | Free | Plus | Pro |
|---|---|---|---|
| Bank connections | 1 | Unlimited | Unlimited |
| AI questions/month | 10 | 100 | Unlimited |
| Goals | 2 | Unlimited | Unlimited |
| Budgets | 2 | Unlimited | Unlimited |
| Transaction categorization | ✓ | ✓ | ✓ |
| Safe to spend | ✓ | ✓ | ✓ |
| Gamification (XP, levels) | ✓ | ✓ | ✓ |
| Friends & social features | ✗ | ✓ | ✓ |
| Activity feed | ✗ | ✓ | ✓ |
| Leaderboard | ✗ | ✓ | ✓ |
| Advanced insights | ✗ | ✓ | ✓ |
| Recurring payment tracking | ✗ | ✓ | ✓ |
| Email alerts | ✗ | ✓ | ✓ |
| 3-month forecasting | ✗ | ✗ | ✓ |
| Account sharing (couples) | ✗ | ✗ | ✓ |
| CSV/PDF export | ✗ | ✗ | ✓ |
| Annual reports | ✗ | ✗ | ✓ |
| Net worth tracking | ✗ | ✗ | ✓ |
| Priority support | ✗ | ✓ | ✓ |
| Early access features | ✗ | ✗ | ✓ |
Yes! You can cancel your subscription at any time. No questions asked, no cancellation fees. Your subscription will remain active until the end of your billing period.
Yes, we offer a 30-day money-back guarantee. If you're not satisfied within the first 30 days, contact us for a full refund.
We accept all major credit cards (Visa, Mastercard, Amex), debit cards, Apple Pay, and Google Pay through our secure payment processor Stripe.
Absolutely. We use bank-level encryption (256-bit SSL), never store your banking passwords, and are compliant with NZ Privacy Act 2020. We use Akahu (an authorized open banking provider) for secure bank connections.
You can downgrade at any time. You'll keep access to your current plan features until the end of your billing period, then automatically switch to the lower tier.
Yes! You can upgrade anytime and only pay the prorated difference for the remainder of your billing cycle.
The Pro plan includes account sharing for up to 2 people at no extra cost. This is perfect for couples or family members managing finances together.
We're working on a student discount program! Join the waitlist and we'll notify you when it's available.
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