Financial Calculators

Free tools to help you plan your money. Built for New Zealand.

Savings Calculator

See how your savings grow over time with compound interest.

Weekly savings: $50

$10$500

Time period: 5 years

1 year30 years

Interest rate: 4%

0%10%

$14,354

$12,990 contributed + $1,364 interest

How long until you can buy your first home in NZ?

Home price: $600,000

Deposit: 20% ($120,000)

Weekly savings: $300

KiwiSaver balance: $30,000

You need to save

$90,000

At $300/week, that's 5.8 years (including $30,000 KiwiSaver withdrawal)

See what your daily coffee habit really costs over time.

Coffees per week: 5

Price per coffee: $5.50

$119

per month

$1,430

per year

$7,150

5 years

Toggle subscriptions off to see how much you'd save.

$115/mo

keeping

$456/yr

saving by cutting

Want to track your real spending?

Steady connects to your NZ bank and shows you where your money actually goes — no manual entry.