Steady for Kiwibank — the NZ budgeting app for Kiwibank customers
Kiwibank, the 100% New Zealand-owned bank, is fully supported by Steady via Akahu. Connect once and watch your spending sync in real time.
Read-only access
Steady can never move money. Akahu gives us a read-only connection you can revoke anytime.
Bank-grade security
Your Kiwibank password never leaves Kiwibank. Akahu is regulated in NZ and backed by Westpac NZ.
Two-minute setup
Log in with Kiwibank, grant access, and your transactions start syncing automatically.
How Steady connects to Kiwibank
Steady connects to your Kiwibank accounts through Akahu, New Zealand's open banking platform. Your Kiwibank password never leaves Kiwibank — you log in on their secure site and grant read-only access.
- 1Sign up for Steady — takes under a minute.
- 2Choose Kiwibank from the list of supported NZ banks.
- 3Log in on Kiwibank's own secure site via Akahu and grant read-only access.
- 4Your Kiwibank transactions start syncing — usually within minutes.
Which Kiwibank accounts does Steady support?
- Kiwibank Everyday Account
- Online Call and Notice Saver
- Kiwibank credit cards
- Home loans and personal loans
- Joint accounts
- Business accounts (via Akahu)
What you can do with Steady + Kiwibank
- Every Kiwibank transaction auto-categorised
- Safe to Spend calculated across all your Kiwibank accounts
- Track Kiwibank credit cards alongside everyday spending
- See upcoming Kiwibank APs and direct debits forecasted
Frequently asked questions
Is it safe to connect my Kiwibank account to Steady?
Yes. Steady never sees your Kiwibank password. Connection is handled by Akahu using regulated bank-grade OAuth and is read-only.
Which Kiwibank accounts will sync?
All your Kiwibank accounts — everyday, savings, credit cards, loans — should appear. You can choose which to include in calculations.
Does Steady work with the Kiwibank app?
Yes, alongside it. Use the Kiwibank app for transfers and payments; Steady adds automatic tracking, AI answers, goals, and forecasting.
How do I disconnect Kiwibank from Steady?
Anytime, from Settings in Steady, or via Akahu directly.
Bank with a different NZ bank?
Free to try. No credit card needed.