Coffee Cost Calculator
Free calculator: see what your daily coffee really costs over a month, a year, and five years in NZ dollars.
Your coffee habit, a year at a time
$1,430
That is $28 a week, and $7,150 over five years.
- $28
- per week
- $119
- per month
- $7,150
- 5 years
Nobody is telling you to stop. The point is knowing the number, so the choice is a choice rather than a leak.
A $5.50 flat white doesn't feel like much, until you multiply it out. This calculator shows the monthly, yearly, and five-year cost of your coffee habit so you can decide if it's worth it (often it is, this isn't about guilt).
The point isn't to quit coffee. It's to see your small recurring spends clearly, so you can choose where your money goes on purpose rather than by default.
Frequently asked questions
How much does the average Kiwi spend on coffee?
At roughly $5.50 a cup and 5 cups a week, that's about $1,430 a year, and over $7,000 across five years. Your number depends on how many you buy and the price.
Should I stop buying coffee to save money?
Not necessarily. The bigger wins are usually in fixed costs like power, insurance, and subscriptions. Coffee is just an easy way to see how small recurring spends add up.
Want this tracked automatically?
Steady shows every small recurring spend automatically, and what's actually safe to spend on the good stuff.
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