Coffee Cost Calculator
Free calculator: see what your daily coffee really costs over a month, a year, and five years in NZ dollars.
Coffee Cost Calculator
See what your daily coffee habit really costs over time.
$119
per month
$1,430
per year
$7,150
5 years
A $5.50 flat white doesn't feel like much — until you multiply it out. This calculator shows the monthly, yearly, and five-year cost of your coffee habit so you can decide if it's worth it (often it is — this isn't about guilt).
The point isn't to quit coffee. It's to see your small recurring spends clearly, so you can choose where your money goes on purpose rather than by default.
Frequently asked questions
How much does the average Kiwi spend on coffee?
At roughly $5.50 a cup and 5 cups a week, that's about $1,430 a year — and over $7,000 across five years. Your number depends on how many you buy and the price.
Should I stop buying coffee to save money?
Not necessarily. The bigger wins are usually in fixed costs like power, insurance, and subscriptions. Coffee is just an easy way to see how small recurring spends add up.
Want this tracked automatically?
Steady connects to your NZ bank and does the maths for you — no spreadsheets, no manual entry.
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