Grocery Budget Calculator
Free NZ grocery budget calculator. Work out what your shop costs per person, per month and per year.
Grocery Budget Calculator
What your shop costs per person, per month, and over a year.
$110
per person / week
$953
per month
$11,440
per year
Per-person cost is the number worth watching. It is the only way to compare a flat of four against a couple without the household size doing all the work.
Groceries are the biggest flexible cost in most NZ households, which makes them the first place people look when money is tight. The trouble is that the weekly number on its own tells you very little.
Per person is the figure worth tracking. It's the only way to compare a flat of four against a couple without household size doing all the work, and it's the number that tells you whether a change actually moved anything.
Frequently asked questions
How much should groceries cost per person in NZ?
It varies widely by diet, city and how often you top up mid-week. Rather than aim at an average, track your own per-person figure for a month and see whether it moves, that's the number you can actually influence.
Do top-up shops matter?
A lot. Most people underestimate their grocery spend because they count the big weekly shop and forget the three quick trips. Bank data catches all of them, which is usually the surprise.
Want this tracked automatically?
Steady categorises every shop automatically, including the top-up trips people forget to count.
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